The Bank of Israel had formed the Credit Data Sharing System, which includes the Central Credit Register, a data pool documenting the financial behavior of every household in the country. This in fact introduced the concept of credit score to the Israeli market, breaking the centralist loan system, allowing greater competition, and lower and reasonably suited interests. Dan & Bradstreet is a world renown credit company that has been operating in Israel as well, and now sets out to become the pioneering leader of credit score management and guidance.
However, although popular in other parts of the world, the concept still has to be introduced locally. Further cultural, financial and social education is required to really earn the public’s trust. Common fears revolve around socio-economical stigmas, privacy issues and lack of fundamental understanding regarding the end user’s ability to actually save money and get better, tailor-made offers. D&B’s mission is to be the first to introduce Credit Score to the Israeli public.
It’s better to ease into a new concept when you have a likeable, trustworthy leader to follow. That’s how we came up with Captain Credit, a credit score service given by D&B, committed solely to end users, assisting them with communicating with banks and keep a better, higher credit score, get better offers and ultimately save money on interests. Captain Credit is a friend and a mentor, that gives you the power to smartly administrate your credit. You don’t have to settle for keeping your head above water - you can actually move on up and lead a better life. That is Captain Credit’s essence: it’s isn’t just about improving your score - it’s about upgrading your life.
The app is as friendly and easy as can get - and especially so, considering the subject matter, which might seem threatening and larger than life. We’ve designed an intuitive interface that encourages you to want to know more about your credit data, acquire tools and constantly engage and expand your horizons. Knowledge is power, after all, and the app is full of accessible information that helps you get more, pay less and empowers you to upgrade your life. With Captain Credit, it isn’t a privilege anymore: it is a basic right within reach.